Archive for the ‘Personal Insurance’ Category
Tuesday, April 22nd, 2008
Even if you have current auto insurance, it is worth to look around for a lower rate because insurance rates are constantly adjusted to reflect changes in a volatile market. In their effort to slice out a larger market share, insurance companies often have discounted offers for new costumers. On ...
Posted in Auto Insurance | Comments Off
Tuesday, April 22nd, 2008
When you are on the market to buy homeowner's insurance, the best coverage you can find is a Homeowner 3, or HO-3, policy. (although in some states "HO-2000" policies might be also available.) A cash-value policy can leave you vulnerable because it covers only the depreciated value of your home ...
Posted in Home Insurance | Comments Off
Tuesday, April 22nd, 2008
Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner ...
Posted in Life Insurance, Personal Insurance | Comments Off
Tuesday, April 22nd, 2008
The number of uninsured Americans reached 47 million in 2006, and it continues to rise. For many of the uninsured, the lack of health insurance has dire consequences. The uninsured face medical debt, often go without necessary care, and even die prematurely.
In 2002, the Institute of Medicine released a groundbreaking ...
Posted in Health Insurance | Comments Off
Tuesday, April 22nd, 2008
The median age of the United States population is at an all–time high. Adults over the age of 65 have surpassed the number of teenagers, and people in their 50s and 60s can expect to live longer than previous generations. As life expectancy continues to rise in the U.S., more ...
Posted in LTC Insurance | Comments Off
Friday, April 18th, 2008
By Jacques Chambers, CLU
Dealing with health insurance and how it covers your medical bills can be a complicated and stressful issue. You may have an Indemnity or Preferred Provider Organization (PPO) Plan that pays medical bills after they are incurred. Or you may be covered under one of the many ...
Posted in Health Insurance, Insurance Tips | No Comments »
Friday, April 18th, 2008
According to some estimates, long–term care policies cost Americans, on average, $888 per year at age 50, $1,850 per year at age 65, and $5,880 per year at age 75. On a national average, nursing home care costs more than $51,000 a year. With costs rising with age, it is ...
Posted in Insurance Tips, LTC Insurance | No Comments »
Friday, April 18th, 2008
Special Report By Jamie Court, Consumer Health Care Advocate
Corporate medicine is intent on shackling health care expenses by doctors and other medical profes-sionals against the interests of patients. For the patient denied treatment, this is an adversarial system.
How can patients or their allies help themselves in a system that is ...
Posted in Health Insurance, Insurance Tips | No Comments »
Friday, April 18th, 2008
A Practical Guide To Auto Claims — by: Jonathan Stein, J.D., CPCU
When you get in an accident, what should you do? The first steps are easy: move your car to the side of the road, make sure everyone is okay, call 911, take pictures of the vehicles, exchange information with ...
Posted in Auto Insurance, Insurance Tips | No Comments »
Friday, April 18th, 2008
Gerri Willis of CNN spells out some policies you should probably think twice about.
NEW YORK (CNNMoney.com) — Earlier this week, we told you how to cut your fees. Now, how to save more money on your insurance. Here are some insurance policies you should think twice about.
Posted in Insurance Tips, Life Insurance | No Comments »